August 2018
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CEO Corner

By Jon Evans

We had an exciting first half of 2018 as we completed our merger and conversion. While the bulk of operational services have been consolidated, a couple of additional changes are still needed. This includes migrating former ACBB clients who utilize foreign check services to a new platform as well as vault services changes for former BBN clients. The latter includes a new portal, in addition to the way armored car services are provided. Customer training for these will be offered for the remainder of 2018.

We added Joe Krzywicki (see Employee Spotlight) to our senior team. Joe will head up Sales and Marketing and report to Craig Howie, Senior Executive Vice President. Joe is a great addition to ACBB and I hope you’ll get an opportunity to meet him.

Our technology and compliance business continues to grow. Both Jerry Murphy, CEO of BITS, and Nancy Lake, Director of Compliance Anchor, have done a great job. BITS has grown to 103 customers in 18 states, while Compliance Anchor maintains 99 customers in 11 states.

We are currently in test mode for our rollout of Bank AnoVa, which will greatly enhance the way we offer international remittance services. More to come in the near future.

In addition, we continue to participate in discussions and work groups relative to the Fintech industry and Faster Payments initiative. Management and the Board are committed to these efforts and have budgeted significant dollars for future products and services.

Our Board approved an increase in our stock issuance price effective August 1, 2018. The issuance price was raised by $500 per share to $5,000 per share with a minimum 20 share requirement to participate in all of the services ACBB offers. I would like to thank those banks who purchased additional shares to the 20 share level. I would also like to welcome 9 new shareholders who joined the ACBB family thus far in 2018.

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Introducing Canadian Cash Letter Check Imaging
  • Does operational efficiency interest you?
  • Is new product development part of your strategic plan?
  • Ready to implement technology solutions to meet customer needs?
If your answer to any of these questions is yes then you need to learn more about ACBB’s enhanced service for processing Canadian cash letter checks!

Changes in Canadian regulations have presented the opportunity to advance the use of remote capture technology to process Canadian checks. ACBB has partnered with industry leader, Currency Exchange International, Corp., to bring this leading-edge service to our clients. 

Forget the time consuming, manual process of mailing checks to a third-party vendor and waiting days for reimbursement.  Step up to an automated, one day turn around with the ability to scan Canadian checks, presented by your customers, into a secure, online portal and receive credit the next business day. This is a fully integrated approach that includes duplicate check detection, OFAC screening and compliance verification of regulatory watch lists.

ACBB’s Canadian Cash Letter Check Imaging service is faster, safer and more secure!

Interested in learning more? Simply contact Operations Officer Joanne McDaid at or call 860-266-2359 for more information.
Click here to view the latest ACBB Financial Highlights

Recent ACBB Lending Activity

New Jersey
•  Apartment and clubhouse complex
•  $23.5 Million project
•  $5.5 million ACBB participation

•  Medical Building
•  $24 million project
•  $3 million ACBB participation

New York
•  Apartment complex
•  $10 million project
•  $5 million ACBB participation

•  Industrial flex space property
•  $8.7 million project
•  $2.9 million ACBB participation

Introducing Joe Krzywicki

Jon Evans, President & CEO recently announced that Joe Krzywicki has joined the ACBB team in the position of Chief Sales Officer to lead our Relationship Management and Marketing initiatives. Joe is committed to providing extraordinary value to our clients, contributing to our culture and supporting our organization’s client centric model. He brings with him over 25 years of experience working with financial strategies, solutions and services.

“Joining a team dedicated and focused on supporting community bank clients is an incredible opportunity for me,” said Joe Krzywicki. “ACBB’s mission to enable clients to be more competitive and relevant to their constituents is one that separates us from our competition. My vision includes ACBB as the premiere partner for our clients to deliver not just great services and support, but complete solutions backed by the insight and guidance to help clients achieve their strategic objectives.” 

Among many other accomplishments, Joe has also earned the designation of Certified Treasury Professional (CTP). Please welcome Joe to our team and feel free to reach out to him at

Welcome to ACBB!
We at ACBB would like to announce and welcome our newest shareholders!

Home Loan Investment Bank, F.S.B. - 7/17/18
Ledyard National Bank - 7/27/18
Main Street Bank - 7/31/18
Prudential Bank - 7/31/18

Change in SWIFT Code 

Effective July 7, 2018, the primary Atlantic Community Bankers Bank SWIFT code, ATLCUS33, was deactivated and transferred to the former BBN SWIFT code, NORHUS33.  
The SWIFT code is a unique identification code for financial and non-financial institutions, as defined by ISO 9362. SWIFT codes are used when transferring funds between banks and credit unions, particularly for international wire transfers.  

ACBB clients are encouraged to update their internal U.S. dollar incoming international wire procedures to use Atlantic Community Bankers Bank and SWIFT code, NORHUS33. The revised information should be passed on to customers/members. This will help facilitate seamless processing of incoming wire transactions.

For additional information on the use of the SWIFT code please contact the Deposit Operations Team at or by calling 800-822-2137,
option 2.
Follow us on: Linkedin  |  717-441-4507

Compliance Anchor Welcomes Tiffany Ramsey! 

By Nancy Lake, Compliance Anchor Director

It is with great pleasure that we introduce Tiffany Ramsey, our new Administrative Assistant. Tiffany is an Adams County, PA native and resides in Harrisburg with her husband Justin and their two cats, Hermes and Fat Cat, and dog, Nibbler. Tiffany comes to ACBB with five years’ experience in the legal field assisting financial institutions with foreclosures and more recently working on behalf of debtors. She is personable, friendly and adept at helping customers and looks forward to getting to know all of our Compliance Anchor customers.

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Follow us on: Linkedin Twitter YouTube  |  888-400-BITS

Message from the CEO

As we finish the summer, BITS continues its successful acquisition of clients. We are expanding our base as we grow within our newer geographic regions.  Part of our ability to grow so aggressively is a result of the outstanding recommendations we get from our existing base of happy clients. Thank you all for your willingness to share your positive BITS experiences with our prospects. Read More
To learn more contact:
Jerry Murphy - CEO 
Christian Ericson - CMO 
Copyright © 2017 ACBB, All rights reserved.

Phone: 717-737-9335  Fax: 717-737-7975  |

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Atlantic Community Bankers Bank · 1400 Market Street · Camp Hill, PA 17001 · USA

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